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Bennington - Benson - Belleview - Elkhorn - Gretna - La Vista  
Millard - Omaha - Papillion - Ralston - West Omaha

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April 4, 2013

-Best Bet Home Improvements-

Boots & tools

Best Bet Home Improvements

If you're looking to improve the appearance of your home for resale, or you just want an updated look for your own enjoyment, there are a few things you must consider before beginning any costly project. 

Sure, you can spend a lot on something purely for the personal pleasure of having it - like that outdoor Jacuzzi under the attached gazebo - or you can go the practical route and make an improvement that will increase your home's market value, such as installing energy-efficient air-conditioning or repairing those shabby shingles. Be forewarned, however, and don't expect to recoup your costs on both counts. Many real-estate brokers agree that just because you put $25,000 worth of improvements into your home doesn't mean that your house is worth $25,000 more!

Exactly how much of your investment you'll recoup depends on a number of factors, such as the "big picture" housing market, the value of the homes in your neighborhood, when you plan to sell and the exact nature of the improvement. Also, consider that the longer you live in your home after a project is completed, the less likely you are to recoup its value. Just try to convince a potential buyer that Harvest Gold is cutting edge. 

Below are some examples of a few improvements that usually pay off - and some that rarely make a difference (no matter how much you paid for them) when it comes time to sell your home. 

Painting

Painting 

If you're planning to sell your home in a year or two, a fresh coat of a neutral-toned paint could make the sale easier. A professional exterior paint job may also recoup close to 75% of its cost. Let's face it - we all like things fresh-looking. 

Kitchen

Kitchen 


With just a few basic improvements, your kitchen can practically pay you back with interest! New paint, wallpaper and flooring are always appreciated; plus, you might even consider sanding, staining or painting worn-looking cabinets. Replacing old cabinet hardware is a low-cost improvement that makes a big difference in appearance. According to Remodeling magazine, the average spent on major kitchen-remodeling is around $39,000; refinishing an outdated one averaged $15,000. The full kitchen remodeling recouped 80% of its cost, the more moderate remodeling was valued at 87%. 

Desk

Area Conversions 


Generally speaking, increasing the functional space of your home holds its value longer than remodeling just to make a house look better. It's also much less expensive than adding an addition to your home. Converting attic space into a bedroom, for example, usually costs around $30,000 and returns about 73% of its cost, according to Remodeling magazine. Turning your basement into extra living space costs, on average, $40,000, with a recoup average of about 69% of your costs. 

Bathroom

Extra Bathroom 


You usually can't go wrong by adding an extra bathroom. At an average cost of $14,200, a new full bath can recoup 81% of its total cost! 

Deck

Deck 


Adding a deck is a very cost-efficient way to add square footage to your house. Decks cost around $6,000 and generally recoup 75% of their value. Compared to other outdoor improvements (except painting), that's an excellent return. 


New Windows 


Your utility bill savings may make up for the iffy resale value, however, a good set of standard windows should get you around 68% back. If you start getting too fancy with custom shapes and sizes, though, don't expect to get as much in return. 


Swimming Pool 


In a word - don't! Unless you're putting it in for you and your family to enjoy, it's commonly agreed that a swimming pool has no resale value at all. Reason #1? Sure, they sound nice, but pools are very expensive to maintain. Running a close second is the fear of pool accidents - that's something nobody wants to experience. 



Picture-Perfect Gardens 


Another nicety, but who's going to spend all that time - and money? If the potential buyer is not horticulturally inclined, chances are your floral handiwork won't add to the offering price. The same can be said for expensive fences and stone walls - they look nice, but buyers don't pay up for them. 



Basic Is Better 


It may not sound very exciting, but it's the basic improvements you make to your home that may have the greatest return on its value: a beautiful new bathroom won't make up for a leaky roof. So if you're thinking of selling your house in the next year or so, be sure to address any problems the home may have before you, say, install those sunken gardens you've always dreamed of. 

April 3, 2013

-Gmail Changes Format-

Are you as FRUSTRATED as me with Googles "completly redesigned compose and reply experience" for Gmail?      

                                   Gmail app logo



The new format lets you compose messages right from your inbox, allowing you to keep an eye on incoming messages and reference other emails without ever having to close the draft on which you're working. When you hit the "Compose" button, the message template will pop up in a window on the lower right-hand size of the screen just like Gchat messages, only larger.

This way, you can view the messages in your inbox, and even do a search as you write an email. Since the new compose window works the same way as chats, you can work on multiple messages at once, and minimize a message if you want to finish it later.

"How many times have you been writing an email and had to reference something in another message?" Gmail product manager Phil Sharp, wrote in a blog post Tuesday. "Saving a draft, opening the old email, and then reopening your draft wastes valuable minutes."

Even better -- you'll see the same changes when you respond to a message as well. The new reply window will take up much less space on your screen, and expand to fit your content. It will always show the message recipients, no matter how long your message gets.

Google is rolling out a preview of the new compose and reply format today. You can test it out by clicking the link that says "new compose experience" next to the Labels button when composing an email. Google said it will launch the new format for everyone over the coming months. Until then, you can choose whether to use the new or current format.

For more information about the new compose and reply format, check out Google's GmailHelp page.

Google is also adding some other new features to the compose experience, like the ability to insert inline images in a message on which you're working. In addition, when you add recipients to your message, you'll see their profile photo next to their email address in autocomplete. This should help you find the intended recipient even faster.

The Web giant is also working to add a number of other familiar features to Gmail like emoticons, event invitations, read receipts, and canned responses. Google said those features should be available soon.

Posted in Current Events
April 3, 2013

-Protecting Your Home-

 
Burglar

Protecting Your Home: 
Locks, Lights and Good Neighbors

One of the crimes most frequently reported to the police is residential burglary. It's also the most preventable. It doesn't take much or cost much to out-smart most burglars. They're usually not professionals, but rather people taking advantage of an easy target. Burglars may do more than steal things. If they're surprised by someone coming home or if they choose a home that's occupied, someone may get hurt. 

Door
Tips on Safeguarding Your Home
  • Make sure all exterior doors have good locks-at least dead-bolt locks with a 1" throw.
  • Always lock up when you go out, even if only for a few minutes.
  • Secure sliding glass doors with bars or locks, or put a broom handle in the door track.
  • Make sure your windows have good locks, especially those at ground level.
  • Make sure all porches, entrances, and outside areas are well lit.
  • Trim any bushes or trees that hide doors or windows.
  • Maintain your yard and keep ladders and tools inside when you're not using them.
  • Don't hide your keys under the doormat or in a flowerpot. That's the first place burglars look! It's much better to give an extra key to a trusted neighbor.
  • Mark your valuable property like TVs, VCRs, computers, cameras and stereos with your driver's license number.
  • Keep a record of your property in a safe place.
  • Install an alarm system for summoning emergency help.
  • If you park your car outside, never leave a garage door opener in the car.
House
When you go away
  • Ask a neighbor to collect your mail and newspapers, and offer to return the favor.
  • Put an automatic timer on at least two lights and a radio. Consider photoelectric sensors to turn outside lights on and off automatically.
  • Tell a trusted neighbor when you're leaving and when you'll return. Include an itinerary and phone numbers where you can be reached in an emergency.
Inspection
Neighbors Helping Neighbors 
There's more to crime prevention than locks and lighting. The fact is, concerned neighbors who watch out for each other are the front-line defenses against crime. 

  • Get to know your neighbors and discuss your concerns about the neighborhood.
  • Be alert to things that invite crime like poor street lighting, boarded-up buildings, a lack of recreational activities or jobs for teens, vacant lots littered with debris and inadequate day-care and after-school programs. Work with law enforcement, civic groups, schools, churches and service clubs to solve the problems.
  • Alert law enforcement to suspicious activities and any crimes.
  • Report nonworking street lights, abandoned houses and other problems.
  • Join a Neighborhood Watch group. If there's no Watch organization in your neighborhood, start one with help from local law enforcement and community groups.
Back to the Top 

Eye

Joining a Neighborhood Watch

Neighborhood Watch, Block Watch, Town Watch, Crime Watch-whatever the name, it's one of the most effective and least costly ways to prevent crime and reduce fear. Neighborhood Watch fights the isolation that crime both creates and feeds upon. It forges bonds among area residents, helps reduce burglaries and robberies, and improves relations between police and the communities they serve. 

A few concerned residents, a community organization or a law enforcement agency can spearhead the effort to organize a Watch. Members learn how to make their homes more secure, watch out for each other and the neighborhood, and report activities that raise their suspicions to the police or sheriff's office. 

Watch groups are not vigilantes. They are extra eyes and ears for reporting crime and helping neighbors. Neighborhood Watch helps build pride and serves as a springboard for efforts that address community concerns such as recreation for youth, child care, and affordable housing. 
April 3, 2013

-Setting up a Home Office that Fuels Productivity-

                                                   

 

One of the biggest mistakes businesspeople make is assuming that working from home will automatically result in a higher level of productivity. Unless you carefully construct your home office environment, you may find that working from home is less productive than you anticipated.

Staples, the world's largest office products company and a trusted source for office solutions, offers the following tips for setting up your home office to help maximize your productivity.

The ideal working environment

Home office setup is an exercise in knowing yourself. Before you make any decisions, make a list of the things you need to spur productivity. Some people can work at a desk in a common area of the house with the television running in the background. Others want a closed-door environment where distractions are minimized. For some people, a home office is a place to finish up work from a regular day job. For others, a home office is a primary workspace where they spend eight or more hours of the day. Before you start rearranging the furniture, decide what you need as an absolute minimum to encourage you to use the space as intended.

The right office furniture, equipment and supplies

Once you have decided whether you're going to segregate an area of the living room, convert a spare bedroom or set yourself up in the basement or garage, you should start thinking about home office furniture. The type of office furniture you pick and the way you organize your space will significantly impact your productivity.

Whatever your preferences are, investing money up front in the style of office furniture that makes you comfortable will naturally lead to greater productivity. At the very least, this ensures that you won't be tempted to relocate to the bedroom instead of working at your desk. Likewise, an upfront investment in office supplies and equipment will help you get your work done faster and avoid distractions.

The cost of outfitting a home office

A basic home office setup can cost you under $500 if you already have a computer that you can relocate to your new space. There are a number of functional office furniture options that look expensive but are actually quite affordable, especially if you are willing to put the furniture together yourself. A printer and a phone with voicemail can round out a basic home office setup.

A more advanced home office setup would include a fax machine and a photocopier. Fortunately, there are 3-in-1 office machines that combine a printer, fax and copier all in one piece of equipment for under $300, saving you money and space. Keep in mind, however, that a machine that does many things often offers fewer features for each specific function. For example, if your work at home requires more than the occasional photocopy, it can be more efficient to buy a dedicated copy machine that has special functionality to handle a heavier workload.

Don't forget to set aside money in your home office budget for office supplies. From paper to paper clips, you will have to buy all of the little things that you took for granted when you worked for an employer. A home office is sometimes considered the holy grail for people who work. Who wouldn't want a comfortable home oasis where commuting is a foreign concept and the work just gets done? To achieve home office nirvana, make a plan that is specifically designed to meet your individual needs and choose the right home office furniture, equipment and supplies to make your plan a reality.

Posted in Training
April 2, 2013

April 2013 Newsletter

Linda & Gary Carpenter
Linda: 402-680-7032
Contact Me - My Website

 

Is Spring finally here? Just as we were starting to enjoy the warmer weather, Mother nature said, "April Fools!" and sprinkled us with some more snow. However, according to recent weather reports we seem to be on the uphill climb towards warmer weather. If you are like us, you are wanting to open the windows, clean out closets, get out in the yard, clean out the garage, and maybe even get the last of the Christmas lights down. A few tips might help your family get motivated and stay on track.
1. Make a list. Once everyone in the family knows what needs to be done inside and out, you can divide and conquer.
2. Allow yourself time. Your home didn't get dirty in a weekend so don't expect to clean it in a weekend.
3. Hire out. You may not have the time or the skills to tackle some jobs, leave those to the experts. We know reputable carpet cleaners, window washers, handymen, and landscapers that we can refer.
4. Have fun. Our family likes to make a game or competition out of everything, even cleaning.
5. Reward yourself. It doesn't need to be a fancy dinner out or an expensive new toy. How about grilling out, drinks by the freshly landscaped garden, game night, or smores at the firepit.

 

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-The Best Definition of Success Is the One You Never Use-

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-February’s U.S. Home Prices Signal Solid Start to Spring Buying Season-

Clear Capital recently released its Home Data Index(TM) (HDI) Market Report with data through February 2013. Using a broad array of public and proprietary data sources,.

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-Marketing Strategies: 3 Essential Steps to Working Smarter, Not Harder-

-Marketing Strategies: 3 Essential Steps to Working Smarter, Not Harder- This is a great blog about what Zig Zigler use to call "Stinken Thinken"! Are you in the habit of putting good thoughts in...

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-Housing industry, brace yourself: The Millennials are moving in-

-Housing industry, brace yourself: The Millennials are moving in- A generation that's about 90 million strong, Millennials (or Generation Y) form the largest demographic..

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-Top 4 Real Estate Success Principles that Every Agent Must Follow-

-Top 4 Real Estate Success Principles that Every Agent Must Follow- This is a great great blog post not only for my Real Estate friends but for anyone trying to grow a succesful business!!Add a...

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January Home Prices Rise 0.3 Percent

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Mortgage Calculators - Links

5618 N 126 Avenue
Omaha, NE
$125,000

6814 N 102 Avenue
Omaha, NE
$185,000

534 S 17 Street
Fort Calhoun, NE
$185,000

7430 N 107 Avenue
Omaha, NE
$165,000

1461 South Street
Blair, NE
$150,000

8273 Craig Avenue
Omaha, NE
$168,000

4460 Bedford Avenue
Omaha, NE
$50,000

6956 N 88th Street
Omaha, NE
$129,900

14505 Willow Creek Drive
Omaha, NE
$125,000

4435 Franklin
Omaha, NE
$75,000

9123 Meredith Avenue
Omaha, NE
$117,000

19407 Sprauge Circle
Elkhorn, NE
$390,000

6819 N 102 Ave Circle
Omaha, NE
$205,000

If you have a brokerage relationship with another agency, this is not intended as a solicitation. All information deemed reliable but not guaranteed.

Posted in Newsletter
April 2, 2013

-Home Playground Safety Checklist-

 

With the weather warming up kids will start wanting to put down the play station to play on the playground and if you are thinking of creating your own playground oasis here is a great checklist to make sure your home playground is a safe place to play:

                                                 

                                                   

 

  • Install and maintain a shock-absorbing surface around the play equipment. Use at least 9 inches of wood chips, mulch, or shredded rubber for play equipment up to 7 feet high.
  • Install protective surfacing at least 6 feet in all directions from play equipment.
  • Never attach - or allow children to attach - ropes, jump ropes, clotheslines, or pet leashes to play equipment; children can strangle on these.
  • Check hardware for open "S" hooks or protruding bolt ends, which can be hazardous.
  • Check for spaces that could trap children, such as openings in guardrails or between ladder rungs; these spaces should measure less than 3.5 inches or more than 9 inches.
  • Make sure platforms and ramps have guardrails to prevent falls.
  • Check for sharp points or edges in equipment.
  • Remove tripping hazards, like exposed concrete footings, tree stumps, and rocks.
  • Regularly check play equipment and surfacing to make sure both are in good condition.
  • Carefully supervise children on play equipment to make sure they are safe.
Posted in Kids
April 1, 2013

-Marketing Strategies: 3 Essential Steps to Working Smarter, Not Harder-

This is a great blog about what Zig Zigler use to call "Stinken Thinken"! Are you in the habit of putting good thoughts in your mind on a daily basis or are you allowing that "Stinken Thinken" to seep into your subconscious mind?

                                      smart_female_realtor 

Most of us were raised by parents who had depression era scarcity beliefs about money and working harder.

Some of these beliefs may be instilled in your subconscious. Not convinced? Do any of the following sound familiar?

• I have to work long, hard hours
• I have to struggle and sacrifice
• I have to give up time for my family and friends
• I won’t be able to have fun or practice self-care
• I have to be everything to everyone
• Others needs come before my own

If you answered yes to any of these—but especially the last two–than you may be running around trying to please people and make sure everyone is happy. This is a sure way to have too much on your plate and have a scarcity of time.

When you put these all together, it doesn’t make success seem very appealing, does it? Why would anyone every want to suffer like that?

If you want to kick this habit, then the first step is replacing these old beliefs with new empowering ones.

For example, if you really want to work smarter, then you need to discover the origins of those self-limiting beliefs and help you pull them out by the roots, like pulling out weeds.

Once you have found the origins, you’ll create a vacuum and into that vacuum will go your new empowered beliefs, such as:

• Success means I work smarter, not harder
• I easily create success with ease
• As I am successful, I create a balance between my personal and professional life
• I always have plenty of time for fun, rest, self-care and self-maintenance.
• I am so happy and grateful that the only person’s approval I need is my own.
• My needs are as important as anyone else’s.

The second step is learning to delegate.

It’s impossible to do it all on your own. Trying to do it alone only leads to “burn out.” Trusting staff to take care of the details frees you up to do the things that will generate more income.

Here are a few beliefs you’ll need to let go of to delegate successfully:

• If I want it done right I have to do it myself
• Everything I do needs to be perfect
• People only let me down, I can’t trust anyone.
• I should do it all
• I can’t trust anyone to not make mistakes

The third step is to remember that you get what you focus on.

If you want abundance, then you need to focus on abundance and FEEL what it feels like.

If you desire is to make a multiple 6 figure income, then spend time contemplating what that feels like. Focus in on the feelings you have, such as joy, satisfaction, security, confidence, empowerment.

If your mind veers away from abundance and starts to dwell on what you DON’T have, then intervene on your own behalf; say “stop,” and switch your focus. Like attracts like, so focus on how it will be to receive what you want.

One of my favorite authors, Louise Hay, says “happiness is feeling good about yourself.”

So for you to achieve success, you need to be feeling good about yourself. I know this how difficult this can be; when you’re not already achieving the level of success you want, it’s very common to start putting yourself down. In fact most of my clients have the belief that they “need to be hard on themselves in order to achieve success.”

Actually nothing could be further from the truth. When you put yourself down in your heart you lower your energy and you de-motivate yourself.

Remember you get back what you give out.

For more information, visit www.90daystomoreclients.com [2].

Posted By susanne On March 28, 2013 @ 4:07 PM In Best Practices,Business Development,Coaching,Marketing,Real Estate Training,Today's Top Story,Weekly Business Builder Archive | Comments Disabled

Posted in motivation
April 1, 2013

-Housing industry, brace yourself: The Millennials are moving in-

                        

A generation that's about 90 million strong, Millennials (or Generation Y) form the largest demographic wave in the nation's history — even larger than the Baby Boomers. And now that the oldest are in their early 30s (the youngest are 12), they're coming of age for home ownership.

It's a momentous time for an industry still reeling from bad loans, foreclosures and price collapse. Now, builders, developers and agents are gearing up for the onslaught. Just this month, PulteGroup and Better Homes and Gardens Real Estate each released a survey of what Millennials want — evidence of their impending influence.

They're not that different from their parents, except they're not as wowed by luxury and are more likely to demand technology and flexible space.

"This generation is coming at the right time," says Fred Ehle, vice president for PulteGroup. "It's the largest potential number of buyers coming in to the market."

They would've come sooner had the recession and high unemployment not deferred many Millennials' dreams. "We forget how tough it is right now for these young GenYs to have a down payment," says Greg Tsujimoto, manager at John Burns Real Estate Consulting in Irvine, Calif. "They have student debt. Another obstacle is finding and establishing their careers."

Slowing GenY's entry into the housing market: delaying moving out of Mom-and-Dad's house, delaying marriage and delaying kids.

"Right now, it's either GenXers or Boomers buying," Tsujimoto says. "It's no secret Millennials want to own a home. That hasn't changed. But there's at least a four-year delay."

The pent-up demand is starting to surface, and "that will more than offset a year or two we missed in the market," Ehle says. "As soon as we get these folks out of their parents' basement and into a job ... "

Unemployment for Millennials (born from 1982 through 2001) is just under 10%, more than two points higher than the U.S. rate of 7.7%, he says.

They will buy when they're ready, says Tommy Stephenson, broker/owner of Better Homes and Gardens Real Estate Executive Partners in Augusta, Ga. "Millennials are more well-versed and educated in regard to today's real estate industry and are prepared to buy when the time is right for them," he says.

One advantage: Most are first-time buyers not hampered by underwater mortgages or having to sell one house before buying another.

"Why waste money to rent?" says Cristin Morton, 30 and single, who bought a house late last year in North Phoenix through Better Homes and Gardens. "I'm paying less for my mortgage than I was renting."

What industry research shows:

More than half the Millennials who bought Pulte homes last year said the main reason was to invest and build equity.

Tiffany Troyer, 25, graduated in 2009 from Baylor University. She did what many of her peers did after college: moved back home. She stayed a year, got an apartment and has been renting ever since.

"My parents pressured me to look for a house the last two years," says Troyer, area director for Nitro Swimming, an Austin swimming school.

One day, she agreed to do a rent-vs.-buy spreadsheet. "Rent has increased three consecutive years," she says. "You'll never get that back. Just looking at those numbers, I could own for less than rent."

She qualified for a 3.25%, 30-year fixed mortgage with 20% down and bought a new 1,900-square-foot, three-bedroom, two-bath ranch-style house in Leander, a northern Austin suburb. Her mortgage: less than $1,500 a month, compared with $1,600-a-month rent for a 1,000-square-foot apartment.

"I get double the space," Troyer says. "My goal was to buy something that, long-term, if I have a family and kids, it's a place I can stay in."

Pulte's January online survey of 521 adult renters ages 18-34 just released found that efficient use of space is an important feature to 84%. More than two-thirds want an open layout for entertaining. Most want ample storage, and 63% want outdoor space to extend living areas.

"What may be different about this buyer is that they may have more stuff," Ehle says. "It's different kind of stuff: technological gadgets, gaming. They also do work from home."

Better Homes and Gardens' online survey of 1,000 adults ages 18 to 35 finds that Millennials are not keen on traditional floor plans or traditional rooms. They're a "fix-it" generation who would rather do home improvements themselves than ask parents for money. They want their homes to be as unique as they are and each room to represent aspects of their lives, from hobbies to gaming, the survey shows.

One in five say "home office" is a more appropriate name for their dining room, and 43% want to turn their living room into a home theater.

Morton, a medical sales consultant, lives in a 2,300-square-foot, four-bedroom house. The dining room is not a dining room but an entertainment room. "I really want to utilize every room," Morton says. "My parents have a traditional living room. Nobody ever sits there."

Miguel Berger, president and broker of Better Homes and Gardens Real Estate Tech Valley in Albany, N.Y., was showing a house to a couple recently. Their reaction: "Who uses a dining room?"

The survey shows they would rather have extra space in their kitchen for a TV than a second oven, and that tech features are more important than curb appeal. Almost two-thirds say they would not buy a house without up-to-date tech capabilities.

Yet "they're more frugal because they have lived through a recession," Berger says. "They're very concerned about value. ... They like to know the per-square-foot value."

April 1, 2013

-Top 4 Real Estate Success Principles that Every Agent Must Follow-

This is a great great blog post not only for my Real Estate friends but for anyone trying to grow a succesful business!!

Add a comment below of a tip or technique that you have done or experienced to help your business to success


                                                            Real Estate Success Principles_190x104 

Disclosure: I believe you must be passionate in order to be successful. I want to help you find your passion and realize the opportunity and potential that is inside of you!

Most real estate professionals get their initial education from a real estate school. They take a test; receive their license and then step into the industry with little more than a hope and a dream.

The challenge in this is the simple fact that while real estate courses are designed to teach you the legalities of real estate, they fail to teach you sales or marketing strategies that affect your bottom line. They also fall short when it comes to sharing how to structure and manage a successful business.

This leaves most real estate professionals at a significant disadvantage right out of the gate. Unless a decision is made to align with a brand that offers a solid training program, any newbie might tend to flounder.

So how do you gain the knowledge and skills that matter most to your business growth? Below are my four success principles that when applied will propel your success!

1. Collaborate

Build your resources and relationships

• Identify your resources – If you don’t have them, develop them. Immediately!
• Develop your “A-Team” – Mortgage officer, inspector, repairman, title agent, and insurance agent.
• Understand the process – You must have an understanding of what each person does within the purchase or sale transaction. Meet with them and ask what they contribute and how they manage that part of the process. This knowledge allows you the true ability to gauge the severity of a concern in a sale and better control the emotions in yourself, your client, and the transaction.

2. Innovate

Never stop learning. Implement your ideas with passion. Constantly improve your systems.

• The only fast lane to success is through education. The more you know and comprehend about the industry; the easier it is to gain momentum.
• Familiarize yourself with technology and the tools that will allow you to multiply your efforts.
• Learn how to handle high stress situations and how to properly navigate conflict.
• Consistently monitor your lead generation strategy and adjust when necessary.
• Always be on the lookout for opportunity and know where and when to capitalize on it.
• Prepare a business plan every year and follow it without fail.
• Break down your growth goals into bite-sized pieces that you can consistently follow on a daily basis.
• Systemize everything you do. Everything.

3. Generate

Commit to building out your business

• Know that you will need to commit 24 months of long days and hard nights of work, work and more work. This means it is what you did yesterday and it is what you will be doing today and tomorrow.
• Treat every client/customer equally and with respect. It is not just about them, it is about everyone they know and will refer without fail.
• Realize that you must always have six months worth of living expenses in your bank account at all times and treat that as your true bottom line. From there, you can start building wealth.

4. Dominate

Overcome the bad habits that set the tone for your business

• Battle against excuses or they become a habit you cannot break.
• Strive to provide value in everything you do.
• Know that you must earn the right to close every sale.
• Everything is a learning experience to constantly evolve and grow your skills.
• Be consistent in your actions.
• Don’t worry about trying to know all of the answers. Strive to be able to get the right answer by seeking council and looking to those that have the education and knowledge.
• Create balance in everything you do.
• Plan your day, week, month and year.
• Do the most productive thing possible at every given moment.
• Find the one thing that means more to you than anything and use it to push yourself farther than you have ever gone.
• No single transaction is ever worth your reputation. Ever.
• Never lose who you are.
• Never let anyone else decide your emotions for you.
• Never accept less than your best.

While this list is by no means exhaustive, it is my heart to yours sharing why passion for what you do is so important. Real estate is hard work and not for the faint of heart. Loving what you do will allow you to keep pushing forward even on the days you are ready to throw in the towel.

The only thing between you and success is time! Don’t forget to enjoy each moment along the way and take the time to celebrate each and every victory.

Leighton Dees is the Chairman and CEO of Better Homes and Gardens Real Estate Generations in Mobile, Alabama.

To read this article on Better Homes and Gardens Real Estate’s blog, “Clean Slate,” visit: http://bhgrealestateblog.com/2013/03/28/top-4-real-estate-success-principles-that-every-agent-must-follow/ [2]

Looking for powerful ways to improve your business in 2013? Subscribe to the Clean Slate Blog [3] to gain access to industry best practices, proven strategies, and the hottest technology, productivity and marketing tools used by today’s most successful agents!

Plus LIKE us on Facebook [4] and Follow us on Twitter [5] to network and engage with top real estate professionals!

 

Posted in Training
March 21, 2013

-9 Ways to Teach Teenagers About Money-

 

Teenager moneyWhile learning budgeting skills is not likely to be a high priority for most teenagers, teaching money management skills is as essential to raising kids as reminding them to brush their teeth and eat their vegetables. If the financial crisis taught us anything, it should be that everyone needs to be smarter about money.

While some school systems have added financial literacy to their curricula, many have not, and in the end, responsibility for ensuring your offspring are ready for adult financial life is on your shoulders. Fortunately, there are plenty of ways you can add to your teens' practical knowledge.

Start with a game. Websites like PracticalMoneySkills.com andLearn4Good.com have free games that teach teens about money management. For example, on the Learn4Good site, teens can play "Record Shop Tycoon" or "Burger Restaurant" to learn about running a business. The Practical Money Skills site has "Financial Football" geared to teens who must answer questions about money to move on the football field and "Road Trip to Savings" to teach them about why they need to save.

Put them on a monthly budget. If you haven't already started your kids on an allowance, you should consider the benefit of a monthly infusion of cash into your teen's pocket. Instead of handing out $20 bills when they're heading out with their friends, you can teach them to control their spending by limiting them to a specific amount each month. You'll need to be ready to say no when they ask for more money after they spend all of the allowance in the first week, but that's the only way for them to learn.

Pay them for choosing to save. Train your kids to pay themselves first by putting at least 10 percent of any gift money or anything they earn into a savings account. You can even offer to match the savings as an incentive for them to save more. Your teens will learn more if they do the research themselves to find the account with the lowest fees and highest interest rate. Teens who already have jobs may be ready for a checking account with a debit card. If so, warn them about the risk of racking up fees if they opt for an overdraft protection program, and consider arranging an automatic transfer from a savings account to cover overdrafts instead.

Give them a clothing allowance.Instead of paying out-of-pocket for each pair of jeans, have your son or daughter come up with a list of needs for each quarter or season. Figure out a practical budget and then put that money on a prepaid debit card. This gives them the power to choose between blowing their budget on a pair of sneakers or spending more carefully and having enough for an extra pair of jeans and a couple of shirts, too.

Teach them the art of thrift. Teach your kids to appreciate "vintage" clothing for style and savings. Thrift stores and flea markets can be a great resource for gifts, books, and DVDs. Your teens can get a lot more out of their limited spending power if they learn frugal shopping techniques.

Give them a budgeting project. Whether you need a new cellphone plan or are planning a vacation, ask your teen to do the research. A teenager may be better than you are at wading through the various mobile phone options, and will have a vested interest in boosting the availability of data for her iPad or smartphone. A teen can also help look for deals for a family vacation for hotel rooms, flights, or car rental and develop a spending plan based on your budget and destination.

Encourage them to get a job. Nothing teaches money skills faster than getting a paycheck with all the taxes . Before that first paycheck arrives, make a plan with your son or daughter for saving part of every check. Depending on your teen's level of maturity, determine whether the rest of the income will go toward a specific financial need such as car insurance or whether your teen will have full control over the money.

Talk about college financing. According to recent research by FICO, the average amount of student loan debt was more than $27,253 in 2012. Talk to your high school student about their options for college and what your expectations are for their financial contributions during their college years. Giving your teens information about the cost of college and about the burden of student loan debt can help them make decisions about working during college and where to attend.

Warn them about identity theft. A 2012 study by AllClear ID, an identity-theft protection company, showed that minors are 35 times more likely than adults to have their identity stolen. Warn your teen about the importance of safeguarding their Social Security number, name, and bank account information.

Teaching your teen about money matters can not only help them in the future, but it may help your own money management, too.

Photo Credit: Shutterstock
Posted in Kids